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by Rachel Incoll
If I had a dollar for every time I have been asked by a parent what to tell your kids about money, I'd be a millionaire. There are many different aspects of money management you can & should tell your children about. Here I will share with you what I believe are seven of the most important principles
1. Money can be exchanged for goods or services.
This is one of the first few lessons you should teach your child once they are old enough to understand - usually around the age of 3 years. Next time you go down to the corner store to buy one or two items, let your child hand the money to the cashier. By doing so, they will gain a greater appreciation of the concept of being able to exchange money for things you want or need.
2. One should be careful with money.
Some people I know, seem to think that any coins with a value under 50 cents are just too small to be bothered using, and so when cleaning out their loose change from around the house will simply throw these smaller coins in the bin. What a waste! Encourage your child to be careful with all denominations of money, and show them how those small coins can add up, by starting a family small coins box. Maybe you could use the money to fund small family outings (a trip to the shop to get ice creams).
3. Money has to be earned.
There are many people in the world these days that don't seem to have ever learned this lesson. They sit around home and expect handouts so they can live, or turn to a life of crime to fund their existence. Be careful not to give your child money every time he or she asks, without expecting anything in return i.e. completion of household chores.
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by A Dude's Guide on Aug 27th
It was a big day when my middle dude finally beat me in checkers. He jumped around for hours, thus proving he still had a lot to learn about winning. I’d made sure he knew a lot about losing. See, I have never actually let my little dudes win when we play games or sports. If they want to experience victory, they’re going to have to work for it and actually win.
It’s not that I spend my day goating about beating little dudes, it’s just that I want them to understand that sometimes they’ll win and sometimes they’ll lose. I think you can learn equally as much from each situation. I mean, sure I’ll keep games close through strategic loafing or bad decisions, but I won’t hand them a win. I think winning feels so much better when you have to work hard to achieve it.
When my little dudes played in community league sports, where you only practiced maybe once a week and played by modified rules and with a different number of kids on the field, sure, scores didn’t really matter. What mattered was getting better each week and learning the game. But when they’re out there actually competing, that’s a whole differently colored horse.
Which makes this really, really annoying. A baseball league for 8-10 year olds in New Haven, Connecticut, banned a 9-year-old from pitching because he was too good. That’s right, they said he was too good so he wasn’t allowed on the mound. When his coach put the kid out on the mound anyway, the other coach forfeited the game and wouldn’t even play. This is ridiculous. The little dude has never hurt anyone with his pitches, it’s just that he throws so hard some of the other players can’t hit him. Isn’t that what sports is all about? Playing your best and trying to win?
Listen up, dudes in New Haven: In life, as in sports, sometimes there are winners and sometimes there are losers. Get used to it. Oddly enough, I don’t know if you’ve noticed this or not, but you can’t always win in life and, sometimes, we have to do things that scare us. And we’re the better for it. You’re parents. You’re supposed to be setting a good example, not teaching little dudes and dudettes it’s better to quit than have to do something hard.
If you let a little dude learn how to win and how to lose, he’ll grow up to be a better person. Same thing with little dudettes. Winning? Losing? It’s how you deal with it. So deal with it.
– Richard
A Dude's Guide is a supposed to be a funny and insightful look into what it takes for a Dude to be a better person. We are not saying that we are exceptional, insightful or funny people; but we try. We will use our experiences and adventures and misadventures to try to help other Dude's learn and contribute to this blog. Subscribe to A Dude's Guide blog for fatherhood advice and topics from Daddy Dudes!
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